If you knew how much money you had every month to spend regardless of the stock market or economy, wouldn’t you be happier and most likely healthier by eliminating financial uncertainty. What if this same income could substantially increase upon the diagnosis of a terminal increase. Wouldn’t that make for a smart and confident retirement

If you have your retirement savings in deferred tax accounts such as a 401(K) or traditional IRA you should understand how RMDs and taxes effect the efficiency and longevity of your savings. You have options to create guarantees for a best scenario based on the current tax code and mitigating retirement risk factors.

Utilizing properly structured and optimally funded dividend paying whole life insurance, you can take advantage of tax advantaged cash value growth, liquid capital, tax advantaged income and tax free transfer of wealth to your heirs.