How confident are you about your financial security for retirement?

Retirement is not the time to worry about stock market fluctuations or tax consequences. These are the years you have worked hard to enjoy; why would you want to downgrade your lifestyle.

• Do you know how much of your retirement savings belongs to the IRS?

• Will stock market losses, negatively impact your retirement accounts.

• Are you confident that your retirement plan is efficient and protected?

• Do you expect to limit your spending because of unknown risks?

• Are you worried about outliving your money?

• Have you considered the tax burden your heirs may inherit?

Let’s make sure you know all your options for optimizing your retirement money so you can have a predictable and dependable source of income in retirement to live life to the fullest.